Cardaq

On this page

Issuing
White-Label
Pricing plans
1. Card Issuing
2. Card pricing
3. Transactional costs
4. Pricing for additional/ optional services
5. Setup timeframe Issuing
6. Revenue share model Issuing

Pricing Plans:

1. Card Issuing

Topic/Item

Price

Initial setup fee (Option 1)

(API integration or white-label front-end tool for customers; setup ewallets; product approval at Issuing Bank, Card Processor and Network Scheme; picture card initialization; backend access for 3 admin user and 3 customer care agents, one card currency)

£ 25.000,00

Initial setup fee (Option 2)

(API integration or white-label front-end tool for customers; setup ewallets; product approval at Issuing Bank, Card Processor and Network Scheme; fee table configuration; limit configuration, card feature configuration;

backend access for 6 admin user and 6 customer care agents, two card currencies included)

£ 78.000,00

Monthly management fee

(Dedicated Account Manager; 2nd Level-support for client´s customer care agents; monthly reconciliation, system maintenance and updates)

£ 2.500,00

Security deposit

(Requested from per currency. Will be paid back after partnership comes to an end)

tbd

2. Card pricing

Topic/Item

Price

Picture Card

On demand printing of Programme Manager Logo
Standard card reverse
No pre-order required, i.e. great for small card volumes
No production time prior to “Go-Life”

Price per card including personalization, letter shop and delivery via air mail (Germany national standard shipping).

£ 6,75

Individual card

Pre-produced card in Programme Manager design
Minimum pre-order required (5.000 units)

Price per card including personalization, letter shop and delivery via air mail (Germany national standard shipping).

£ 4,35

3. Transactional costs

Topic/Item

Price

Card load/unload/balance adjustment

£ 0,25

Fee per PoS transaction (any transaction, but withdrawal)

£ 0,18

Monthly card fee

£ 0,50

Chargeback

£ 50,00

Redemption request ewallet (Programme Manager account for card funding)

£ 100,00

4. Pricing for additional/optional services

Topic/Item

Price

Change request per hour

£ 150,00

Own consumer or corporate BIN

£ 11.000,000

Additional card currency setup fee (available are: EUR, USD, GBP)

£ 2.000,00

Additional card product setup

£ 20.000,00

Additional card product monthly

£ 2.000,00

First-level cardholder support (monthly, per language, 8am-5pm)

£ 6.500,00

Card design per card including two amendment rounds

£ 1.150,00

Training (Compliance, Operations, Support, etc.) per man-day

£ 850,00

Programming IT per man-day

£ 850,00

Datapine user per user

£ 250,00

New Report p.m.

£ 50,00

5. Setup timeframe Issuing

Topic/Item

Time

Option 1 (timeline after contract signing)

Approx. 3 months

Option 2 (timeline after contract signing)

Approx. 6-9 months

6. Revenue share model Issuing

6.1 Share for Programme Manager Option 1:

Topic/Item

Share Programme Manager

Net Positive Interchange, i.e. after deduction of issuer share and recharges

Foreign Exchange Fee

All other Cardholder Fees:

Certain share on each fee item charged to the customer, depending on the fee table chosen by Programme Manager (7 different fee tables available)

Per item

Negative Interchange

6.2 Share for Programme Manager Option 2:

Topic/Item

Share Programme Manager

Net Positive Interchange, i.e. after deduction of issuer share and recharges

Foreign Exchange Fee

All other Cardholder Fees

Negative Interchange

Cardaq Limited, 55 Baker Street, London, United Kingdom, W1U 7EU. Company registration number 07805564. Authorized and regulated by the Financial Conduct Authority in the United Kingdom (FCA) as an Electronic Money Institution. Reference number: 900088. FATCA | GIIN G5S29N.99999.SL.826.

Cardaq Canada Limited is also authorised as a Money Service Business in Canada by FinTrack, under the registration number M22981231, incorporation number BC1370938